/create_payment_method

Enables you to create a credit/debit card, ACH, PayPal, or Venmo payment method while returning the payment_method_identifier.

📌 PayPal and Venmo Payment methods

The /create_payment_method call can only be used to create PayPal and Venmo payment methods for disbursements.

Use this endpoint to just create and tokenize payment methods or to simultaneously create the payment method and send a payment. The following parameters are required when creating payment methods:

• pnm_order_identifier
• payment_method_type

📈 Best Practices to Ensure Fast API Response Times

By default, PayNearMe will return all payments related to an order in response to your API call. This results in lengthy responses as your orders accrue payments in our system.

For the fastest responses, sending return_minimal_info=true ensures that PayNearMe will only return the pnm_order_identifier and the pnm_customer_identifier.

If you require more information in the response than that, but do not require payment history, sending return_no_pmts=true in your request will eliminate payment history entirely.

If you prefer to receive just the most recent payment, sending last_pmt_only=true in your request will limit the response to just the most recent payment.

These options reduce load time and overall bandwidth and can save money on network bandwidth expenses.

Credit and Debit Cards

When creating credit or debit card payment methods, be sure to include the following required parameters:

• payment_method_card_number_pii
• payment_method_card_expiry_pii
• payment_method_cvv_pii
• payment_method_billing_name
• payment_method_billing_address
• payment_method_billing_zipcode
• payment_method_billing_phone (Can be made an optional parameter)

Bank Accounts

When creating ACH payment methods, be sure to include the following required parameters:

• payment_method_billing_name
• payment_method_billing_zipcode
• payment_method_ach_aba_pii
• payment_method_ach_account_pii

PayPal and Venmo

When creating a PayPal payment method, be sure to include the payment_method_paypal_account_id parameter. For Venmo payment methods, include the payment_method_venmo_username parameter.

Sending the Payment

If you want to send payment at the same time you create the payment method, be sure to include the following required parameters:

• send_payment=true
• payment_amount
• payment_currency