Use either the pnm_order_identifier or the site_order_identifier to find the autopay schedule you want to update. Only the auto_pay_amount can be updated. PayNearMe does not notify consumers of updated autopay amount.
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Client Agreement RequirementsThis call requires a signed agreement that stipulates clients can change the autopay amount for active autopay schedules.
Autopay Schedule UpdatesPayNearMe is aligning scheduled ACH processing with common industry practice for bank-to-bank settlement. This timing applies to recurring and one-time, future-dated ACH payments.
What Stays the Same?The consumer’s bank account is still debited on the scheduled transaction date.
What Changes?Payment instructions may reach the banking network one banking day earlier. The consumer’s bank does not process or post the debit until the scheduled date.
Skip, Cancel, and Schedule UpdatesBecause of the earlier handoff, skip and cancel are not available on or after the prior banking day before the scheduled date. Any updates to the schedule (including skip or cancel) must be completed at least two banking days before the scheduled transaction date. Weekends and bank holidays do not count as banking days, so the required lead time may be longer in calendar days.