Once the payment method token has been created, you can use it to make a one-time or scheduled payment immediately or use the /make_payment API call at a later time.

Make an Immediate One-Time Payment

Use the pay=1 parameter to make an immediate one-time payment from the Embedded Form. For example, if you wanted to create a payment form that makes an immediate payment, you could use the following script:

<script src="https://www.paynearme-sandbox.com/api/embedded/Ku6z6P5enC2PiTvrpazZ1g/script.js?pay=1&button=Pay"></script>

After selecting an existing payment method or creating a new payment method, the Embedded Form renders the following screen requesting a payment amount and providing payment authorization verbiage:

Create an Immediate Autopay Schedule

Use the schedule=1 option to create a schedule of recurring payments for the consumer:

<script src="https://www.paynearme-sandbox.com/api/embedded/Ku6z6P5enC2PiTvrpazZ1g/script.js?schedule=1&button=Pay"></script>

After selecting an existing payment method or creating a new payment method, the Embedded Form renders the following Set Recurring Autopay screen:

Make a Payment Using the API

Use the /make_payment API endpoint to create payments at a later date or time using the stored payment methods collected by agents. To create a `/make_payment request, use the following parameters.

Parameter	Description	Type	Required?
`payment_method_identifier`	The unique identifier for this payment method.	string	R
`payment_amount`	The decimal value of the payment amount.	dec	R
`payment_currency`	`USD`	enum	R
`site_payment_identifier`	An arbitrary, merchant-defined string that identifies the payment. If specified, PayNearMe will echo this value back during the Confirmation callback. To correlate Authorization and Confirmation callbacks, use the `pnm_payment_identifier` parameter rather than the `site_payment_identifier`.	string	O
`pricing_schedule_name`	Specifies the name of the pricing schedule. Supported values include the following: `agent` `agent_waived` `agent_recurring` `consumer` `consumer_recurring` `consumer_ivr` `kiosk`	enum	O
`site_channel`	The payment channel where this payment method was created. Supported options include the following: `all` `agent` `agent_recurring` `agent_waived` `consumer` `consumer_ivr` `consumer_recurring` `kiosk`	enum	R
`notification_contact`	The email or mobile number that PayNearMe will contact when payments are made with this payment method.	string	O
`site_identifier`	The merchant’s unique Site ID.	string	R
`timestamp`	The Unix Epoch time of the call.	string	R
`version`	The version of the API you’re using. This version must match the version associated with your API key pair.	string	R
`signature`	The HMAC signature that is calculated by running your API Secret Key and the alphabetized, concatenated parameters of the request’s payload through the SHA256 message digest algorithm.	string	R

curl --location --request POST 'https://api.paynearme-sandbox.com/make_payment' \
--data-raw '{
  "payment_amount": "500.00",
  "payment_currency": "USD",
  "payment_method_identifier": "d041313f4c04c",
  "signature": "5545f6150725bb6f0893fce6cecd25f7c4290d8ac431acba79fa27566a0efc75",
  "site_channel": "agent ",
  "site_identifier": "S2155373459",
  "timestamp": "1668621441",
  "version": "3.0",
  "pnm_order_identifier": "81214331198",
  "site_payment_identifier": "224466881010",
  "pricing_schedule_name": "agent",
  "notification_contact": "214-448-5393"
}'

{
  "response_code": "0",
  "status": "ok",
  "payment": {
    "payment_made": "2022-11-16 09:57:22 -0800",
    "payment_amount": "504.99",
    "payment_currency": "USD",
    "payment_status": "approved",
    "payment_type": "ach",
    "payment_account": "Bank of America, NA 6655",
    "payment_method_identifier": "d041313f4c04c",
    "net_payment_amount": "500.00",
    "net_payment_currency": "USD",
    "payment_processing_fee": "4.99",
    "payment_processing_fee_currency": "USD",
    "pnm_processing_fee": "4.99",
    "pnm_processing_fee_currency": "USD",
    "settled_to_site": "false",
    "date_settled_to_merchant": "",
    "pnm_payment_identifier": "982519557603",
    "retailer_identifier": "FM690776428",
    "pricing_schedule_name": "agent",
    "site_channel": "agent",
    "merchant_settlements": {
      "merchant_settlement": {
        "settlement_method_identifier": "SM736220738",
        "settlement_type": "net_payment",
        "settlement_amount": "500.00",
        "settlement_currency": "USD"
      }
    }
  }
}

After receiving the payment response, ensure that you record and store the pnm_payment_identifier value (highlighted above). The pnm_payment_identifier is the unique ID that PayNearMe assigns to that specific payment attempt. This parameter is required if you need to cancel or refund the payment in the future.