Standard Email and Text Messaging
PayNearMe’s payment flow provides consumers with concise email and/or SMS notifications about their orders, accounts, and transactions. This document provides a list of standard notifications for common order and transaction events in both English and Spanish. Merchants can customize each message using dynamic, PayNearMe-defined macros or custom API parameters that they define. Custom notifications can enhance your brand’s messaging while keeping your customers updated on relevant and specific transaction and account events.
Order and Payment Notifications
Order notifications provide consumers with information about available bills/balances and encourage self-service via Smart Links. Payment notifications provide consumers with a real-time receipt record for approved and declined transactions. Depending on your merchant configuration, consumers can also receive notifications asking them to create saved payment methods or informing them of returned ACH payments.
Order Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] Complete Your Payment Body: Select PAY NOW to complete your [pnm_payee_name] (Account: [pnm_site_customer_identifier]) payment. | Subject: [pnm_payee_name] Completa tu pago Body: Seleccione PAGAR AHORA para completar su pago a [pnm_payee_name] (Cuenta: [pnm_site_customer_identifier]). | |
| SMS | [pnm_payee_name] - Welcome! Go to [pnm_order_url] to complete your payment. Reply STOP to stop. | [pnm_payee_name] - Vaya a [pnm_order_url] para completar su pago. Responda STOP para detener. |
Add a Payment Method
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: To add your payment account information, please follow this link [link]. It is valid only for [mins] minutes. | Subject: [pnm_payee_name] Aviso de cuenta Body: Para agregar la información de su cuenta de pago, siga este enlace [link]. Sólo es válido por [mins] minutos. | |
| SMS | To add your payment account information, please follow this link [link]. It is valid only for [mins] minutes. | Para agregar la información de su cuenta de pago, siga este enlace [link]. Sólo es válido por [mins] minutos. |
Payment Success Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] Payment Completed Body: [pnm_payee_name] PAYMENT COMPLETE (Account: [pnm_site_customer_identifier]) | Subject: [pnm_payee_name] Pago Completado Body: [pnm_payee_name] PAGO COMPLETO (Cuenta: [pnm_site_customer_identifier]) | |
| SMS | [pnm_payee_name] - You made a payment of [pnm_payment] on [pnm_payment_date]. View your receipt [pnm_receipt_url] or make another payment at [pnm_order_url]. Reply STOP to stop. | [pnm_payee_name] - Realizo un pago de [pnm_payment] el [pnm_payment_date]. Vea su recibo [pnm_receipt_url] o realice otro pago [pnm_order_url]. Responda STOP para deterner. |
Payment Declined Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: Your [pnm_payee_name] payment has been declined Body: [pnm_payee_name] | Subject: Sup ago a [pnm_payee_name] ha sido rechazado Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Your payment has been declined. Go to [pnm_receipt_url] for more details. | [pnm_payee_name] - Su pago ha sido rechazado. Vaya a [pnm_receipt_url] para mas detalles. |
Payment Returned
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Payment Returned Body: [pnm_payee_name] If you have questions or concerns about your account, please reach out to <pnm_payee_name>. | Subject: Su pago a [pnm_payee_name] ha sido rechazado y necesita su atención Body: [pnm_payee_name] Si tiene preguntas o inquietudes acerca de su cuenta, contáctese con [pnm_payee_name]. | |
| SMS | [pnm_payee_name] - Your payment has been returned. Go to [pnm_payment_receipt_url] for more details. | [pnm_payee_name] - Su pago ha sido devuelto. Vaya a [pnm_payment_receipt_url] para obtener más detalles. |
Payment Incomplete
PayNearMe sends the following messages to consumers for clients who use the Payer Re-Engagement product.
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: You didn’t finish your payment — let’s get you back on track Body: [pnm_payee_name] Your payment is still pending It looks like you started a payment to [pnm_payee_name], but didn’t complete it. You can quickly pick up where you left off. Click the button below to return and finish your payment securely: [pnm_order_url] Still need help? You can contact support or come back any time using your payment link. | Subject: Pago incompleto—termínelo ahora Body: [pnm_payee_name] Pago incomplete Parece que comenzό un pago a [pnm_payee_name], pero no lo completό. Puede retomarlo fácilmente desde donde lo dejό. Haga clic en el botόn para regresar y completar su pago de forma segura: [pnm_order_url] ¿Necesita ayuda? Puede comunicarse con el servicio de atenciόn al cliente o volver en cualquier momento usando su enlace de pago. | |
| SMS | Your payment to [pnm_payee_name] is still incomplete. You can finish it securely here: [pnm_order_url] | Su pago con [pnm_payee_name] está pendiente. Puede completarlo de forma segura aquí: [pnm_order_url] |
Account Notifications
Account notifications are for merchants set up with validated payment flows that require consumers to create accounts or provide authenticating information to access their bills and payment histories.
Account Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Confirm the account set up for this mobile number by selecting [pnm_account_link]. | [pnm_payee_name] - Confirme la configuración de la cuenta para este número móvil seleccionando [pnm_account_link]. |
Password Reset
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Go to [pnm_password_reset_link] to reset your password. | [pnm_payee_name] - Vaya a [pnm_password_reset_link] para restablecer su contraseña. |
Password Updated
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Your password has been updated. If you did not do this, contact customer support immediately (888) 714-0004. | [pnm_payee_name] - Su contraseña se ha actualizado. Si no hizo esto, comuníquese con atención al cliente de inmediato (888) 714-0004. |
Contact Updated
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: Someone has attempted to update the email you use to pay your [pnm_payee_name] account. Please contact PayNearMe support at (888) 714-0004 or email [email protected] if you did not do this. | Subject: [pnm_payee_name] Aviso de cuenta Body: Alguien ha intentado actualizar el correo electrónico que usa para pagar su cuenta de [pnm_payee_name]. Comuníquese con el soporte de PayNearMe al (888) 714-0004 o envíe un correo electrónico a [email protected] si no lo hizo. | |
| SMS | [pnm_payee_name] - Someone tried to update the mobile number you use to pay this account. Email [email protected] if you did not do this." | [pnm_payee_name] - Alguien intentó actualizar el número de teléfono que usa para pagar esta cuenta. Contacto [email protected] si no hizo esto." |
Autopay Schedule Notifications
Autopay Schedule notifications provide consumers with updated information about recurring payment schedules created in the PayNearMe platform. These notifications include schedule authorizations, payment reminders, transaction confirmations, and errors that occurred when processing scheduled payments.
Autopay Schedule Authorization
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Recurring Autopay Schedule Authorization Required Body: [pnm_payee_name] | Subject: [pnm_payee_name] Programa de pagos recurrentes Se requiere autorización Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Recurring Autopay Authorization. Go to [pnm_confirm_auto_pay_url] to authorize. | [pnm_payee_name] - Autorización de programación de pagos. Vaya a [pnm_confirm_auto_pay_url] para autorizar. |
Autopay Payment Failed Because Schedule is not Authorized
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment schedule authorization required. Go to [pnm_order_url] to authorize or pay manually. Support [payee_customer_support_phone]. | [pnm_payee_name] - Se requiere autorización de calendario de pagos. Vaya a [pnm_order_url] para autorizar. Soporte [payee_customer_support_phone]. |
Last Autopay Payment Failed Because Schedule is not Authorized
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment schedule authorization required. Go to [pnm_order_url] to authorize or pay manually. Support [payee_customer_support_phone]. | [pnm_payee_name] - Se requiere autorización de calendario de pagos. Vaya a [pnm_order_ur] para autorizar. Soporte [payee_customer_support_phone]. |
Autopay Payment Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Payment Completed Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Pago completo Body: [pnm_payee_name] | |
| SMS | Payment Complete - [pnm_payee_name]. The payment of [pnm_payment] is complete. Go to [pnm_order_url] for details. The next payment is scheduled on [pnm_auto_pay_next_date]. | Pago completo - [pnm_payee_name]. El pago de [pnm_payment] ha finalizado. Vaya a [pnm_order_url] para más detalles. El próximo pago está programado en [pnm_auto_pay_next_date]. |
Final Autopay Payment Confirmation
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Payment Completed Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Pago completo Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - The payment of [pnm_auto_pay_amount_fee] is complete. Go to [pnm_order_url] for details. | [pnm_payee_name] - El pago de [pnm_auto_pay_amount_fee] se ha completado. Vaya a [pnm_order_url] para más detalles. |
Autopay Payment Reminder
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Next payment is scheduled on [pnm_auto_pay_next_date] for [pnm_auto_pay_amount_fee]. More details [pnm_order_url]. | [pnm_payee_name] - El próximo pago se programa en [pnm_auto_pay_next_date] para [pnm_auto_pay_amount_fee]. Mas detalles [pnm_order_url]. |
Autopay Schedule Modification
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment scheduled on [pnm_auto_pay_next_date] for [pnm_auto_pay_amount_fee]. Go to [pnm_order_url] for details. | [pnm_payee_name] - Pago programado el [pnm_auto_pay_next_date] para [pnm_auto_pay_amount_fee]. Vaya a [pnm_order_url] para más detalles. |
Autopay Payment Skipped
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | Payment skipped - [pnm_payee_name]. The payment on [skipped_payment_date] has been skipped. Go to [pnm_order_url] for details. The next payment is scheduled on [pnm_auto_pay_next_date]. | Pago omitido - [pnm_payee_name]. Se omitió el pago a [pnm_payee_name] el [skipped_payment_date]. Vaya a [pnm_order_url] para más detalles. El próximo pago está programado en [pnm_auto_pay_next_date]. |
Final Autopay Payment Skipped
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | Payment skipped - [pnm_payee_name]. The payment on [skipped_payment_date] has been skipped. Go to [pnm_order_url] for details. This was the final payment. | Pago omitido - [pnm_payee_name]. Se omitió el pago a [pnm_payee_name] el [skipped_payment_date]. Vaya a [pnm_order_url] para más detalles. Este fue el pago final. |
Autopay Schedule Canceled
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - You have canceled your payment schedule. Go to [pnm_order_url] to set a new schedule. | [pnm_payee_name] - Has cancelado tu calendario de pagos automáticos. Vaya a [pnm_order_url] para establecer un nuevo horario. |
Autopay Payment Failed
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment declined. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Pago rechazado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Last Autopay Payment Failed
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - The scheduled payment was declined. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Se rechazó el pago programado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Scheduled Payment Retry
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: The scheduled payment to [pnm_payee_name] did not complete and will be retried later today. | Subject: [pnm_payee_name] - Aviso de cuenta Body: El pago programado a [pnm_payee_name] no puede realizarse y se volverá a intentar más tarde hoy. | |
| SMS | The payment to [pnm_payee_name] did not complete and will be retried. Visit [pnm_order_url] for details. | El Pago a [pnm_payee_name] no puede realizarse y será reintentado. Visite [pnm_order_url] para detalles. |
Scheduled Payment Retry Complete
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Payment Completed Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Pago complete Body:[pnm_payee_name] | |
| SMS | Payment Retried - [pnm_payee_name]. The payment of [pnm_payment] is complete. Go to [pnm_order_url] for details. | Pago reintentado - [pnm_payee_name]. El pago de [pnm_payment] ha finalizado. Vaya a [pnm_order_url] para más detalles. |
Balance Due Amount Error
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: The balance due amount for your AutoPay to [pnm_payee_name] isn’t correct. | Subject: [pnm_payee_name] - Aviso de cuenta Body: El saldo adeudado para el AutoPago a [pnm_payee_name] no es correcto. | |
| SMS | The balance due amount for your AutoPay to [pnm_payee_name] isn’t correct. Visit [pnm_order_url] to change. | El saldo adeudado para el AutoPago a [pnm_payee_name] no es correcto. Visite [pnm_order_url] para cambiar. |
Autopay Payment Failed Because of Balance Due Amount Error
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment declined. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Pago rechazado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Autopay Payment May Not Complete
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Your upcoming payment may be declined. Go to [pnm_order_url] to re-add your payment method. You may also review upcoming payments or make a one-time payment. For payment help contact :customer_support_phone | Su próximo pago podría ser declinado. Vaya a [pnm_order_url] para volver a agregar su método de pago. También puede revisar pagos futuros o hacer un pago único. Para asistencia, llame al :customer_support_phone |
Autopay Payment Method Error
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - The payment account used for your payment on [pnm_auto_pay_next_date] may not process. Go to [pnm_order_url] for details. | [pnm_payee_name] - La cuenta de pago utilizada para su pago en [pnm_auto_pay_next_date] puede no procesarse. Vaya a [pnm_order_url] para más detalles. |
Autopay Payment Declined Because of Payment Method Issue
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - The scheduled payment was declined. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Se rechazó el pago programado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Last Autopay Payment Declined Because of Payment Method Issue
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - The scheduled payment was declined. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Se rechazó el pago programado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Autopay Payment Declined Because of Merchant Disabled Autopay Scheduling
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment schedule canceled. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Programa de pago cancelado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |
Last Autopay Payment Declined Because of Merchant Disabled Autopay Scheduling
| Message Type | English Text | Spanish Text |
|---|---|---|
Subject: [pnm_payee_name] - Account Notification Body: [pnm_payee_name] | Subject: [pnm_payee_name] - Aviso de cuenta Body: [pnm_payee_name] | |
| SMS | [pnm_payee_name] - Payment schedule canceled. Go to [pnm_order_url] to pay manually or contact support [payee_customer_support_phone]. | [pnm_payee_name] - Programa de pago cancelado. Vaya a [pnm_order_url] para pagar manualmente. Soporte [payee_customer_support_phone]. |