Payment Method Matrix

PayNearMe frequently adds new payment methods to provide consumers with a broad range of ways to pay their bill, make a gaming deposit, or process a withdrawal/disbursement. Providing a variety of payment methods leads to increased conversion rates, enhanced customer convenience, and a broader market reach for different consumer demographics.

The payment methods available to you will depend on your integration to the PayNearMe platform, what type of payment channels you want to support (online only, agent payments, etc.), and what type of payments you want to accept (one-time payment, autopay payments, disbursements, etc.).

PayNearMe supports the following payment methods for the applicable payment types.

Tender	One-Time Payment	Scheduled Payment	Tokenize Payment Method	API - Create Payment Method	API - Make Payment	Agent Payment	Notes
Cash	✅	⛔	⛔	⛔	⛔	⛔
Debit Card	✅	✅	✅	✅	✅	✅
Credit Card	✅	✅	✅	✅	✅	✅
ACH	✅	✅	✅	✅	✅	✅
ApplePay	✅	⚠️	⚠️	⛔	⛔	✅	ApplePay only supports scheduled payments with set amounts. Dynamic due amounts are not supported. Tokenization for ApplePay only works for single, ad-hoc payments made with Visa-branded cards. Mastercard and Discover payments can be tokenized and used for additional payments.
GooglePay	✅	⛔	✅	⛔	⚠️	✅	The /make_payment API call with a GooglePay payment method can only be used for disbursement orders (i.e., push orders).
PayPal	✅	✅	✅	⚠️	⚠️	⛔	PayPal payment methods can only be created for disbursement orders in the API. PayPal can be used with the /make_payment API call (for disbursement orders) if previously tokenized (i.e., you cannot create the payment method and send the payment in the same call)
Venmo	✅	✅	✅	⚠️	⚠️	⛔	Venmo payment methods can only be created for disbursement orders in the API. Venmo can be used with the /make_payment API call (for disbursement orders) if previously tokenized (i.e., you cannot create the payment method and send the payment in the same call)
CashApp	✅	✅	✅	⛔	⚠️	⛔	CashApp can be used with the /make_payment API call if previously tokenized (i.e., you cannot create the payment method and send the payment in the same call).